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Am I Eligible?

A few basic requirements must be met.

To qualify for the Modified Auto Insurance Program, vehicles must be:
  • Valued at $3,000 or more.
  • In good, clean condition.
  • Be kept in a fully enclosed, locked garage.
  • Be used primarily as hobby vehicles: used in exhibitions, club activities, parades, or other functions of public interest. An occasional nice day drive to keep the vehicle in running order is perfectly acceptable.
    • We do NOT impose a mileage limit on our Modified Auto policy. However, we use 3500 miles/year as a reasonable underwriting guideline.
Applicants and operators listed/insured on the policy must:
  • Be at least 25 years of age.
  • Have a good driving record with no more than one moving violation and one at fault accident within the last three years.
  • Provide with their application:
    • At least four clear, color photos of the vehicle:
      • Front corner view.
      • Rear angle view.
      • Engine compartment.
      • Interior (taken from outside vehicle with door open).
    • Appraisal or bill of sale for vehicles valued in excess of $40,000 or if the perceived value exceeds current market prices.


So what type of vehicles does J.C. Taylor Modified insure?

Some examples include:
Street Rods, Customs, Modifieds, Replicas, Kit Cars, Hot Rods, Exotics, Rare Vehicles & Resto-rods.

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